Why we are your right choice.

Before you decide if Orange Commercial Credit is right for you, let us tell you a little about us and how we stand above the others.

more than half of our new business
comes from current client referrals.

Surprised? Let us explain why.

If you’ve read our home page, you probably realize that we have some of the highest advance rates in the industry, no factoring minimums and our fees are totally transparent and up front. But we go further.

We have your best interests in mind.

Other factoring companies just want your money and can’t, or won’t, warn you about problems ahead. For example, some factoring companies will continue to purchase your invoices because they don’t have the ability to see trouble ahead or they just don’t care. You will end up buying back invoices from customers who should have been avoided in the first place.

We refuse to operate like that. If we let you down, that hurts us, too. Our purpose is to build a strong relationship with you and protect you and your business against risky customers, keeping your business profitable.

we help protect you from taking losses.

We have advanced, leading edge technology, and we can spot early payment trends to help protect you from taking losses on customers who may be heading into bankruptcy. Most other factoring companies don’t even come close to our level of expertise.

Here are some of the key team members who will be looking out for your best interests. They’ll work with you to develop a long-lasting relationship and help keep your company profitable and growing.

Meet Our Business Development Team

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Andrea Rogers
Business Development Officer

In 1992 and fresh out of college I started with our sister company San Diego Commercial Finance and then later moved to the Pacific Northwest where I initially worked with Olympic Credit Fund. In 2010 I transitioned to Orange Commercial Credit when our three sister companies consolidated in Olympia, Washington.

My background is working one-on-one with new and growing businesses to generate working capital and to effectively manage accounts receivable. I’ve helped solve cash flow problems for a wide variety of businesses and industries from startups to well established companies. I understand receivables are the lifeblood of any company and managing them well with the right tools is critical to your success. The right partner can make all the difference to good decisions, saving money and reducing risk.

Listening to the needs of our customers over the years, we’ve combined new technologies to evolve our industry to focus on meeting your needs. There are many types and varieties of factoring companies and I do not believe in fitting a square peg into a round hole. I pride myself on listening carefully to your needs and finding the best solution for your company whether it is with OCC or with a friendly competitor who might offer something more suitable.

Natalie Graves & I work together as a team and refer to ourselves as your “one stop shop” for factoring. We look forward to working together with you to solve your credit decision challenges. No problem is too small or too big!

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Bob Dilliplaine
Business Development Officer

Every company needs cash to operate and when funds run low, stress runs high. Many times it’s not your fault. You delivered on your promise but your customers decided to take an extra 15, 30 or 60 days to pay you. If you’re looking for a way to get paid quicker, have money in the bank when you need it, and have fewer headaches, you’ve come to the right company, Orange Commercial Credit (O.C.C.).

O.C.C. has been helping small businesses for nearly 40 years. I started with O.C.C. in 1997. I was three months into learning the industry when a sales position opened up. I jumped at the opportunity and I’m so glad I did. Sales/Business Development is what I was meant to do.

We have a valuable product that’s available to all. It helps companies that are experiencing rapid growth, a seasonal or cyclical push they might not have been prepared for, a slowdown that drained the “rainy day fund,” or perhaps an unexpected expense that suddenly presented itself.

O.C.C. is able to help small businesses grow, prosper and reach their full potential. Our goal is to help companies bridge the lending gap between start up and bank qualified account. Sometimes that takes a few months and other times it takes years. I’ve helped countless trucking companies that came to me with 2-5 trucks and talked about getting to the next level. With our guidance, capital, back office professionals, and ethical practices, many were able to get to their desired goal of 20, 30 — even 50 trucks.

I enjoy meeting people of all backgrounds, of all ages and in all industries throughout the U.S.A. I come from a family of steel workers in the heart of PA. I watched my dad and brother bust their butts every day to support their families. They didn’t own a business, but I realized through my position here at O.C.C., their challenges and struggles were very similar to the people I talk to everyday. We all want to make a fair living, provide a good life for our families, and make sure our children have it better than we did. I believe O.C.C. helps companies and families accomplish these goals.

I’d love to help you and your family find the security, peace of mind and quality of life they deserve. Please email/call/text me so I can see what O.C.C. can do for you.

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Natalie Graves
Business Development Officer

Factoring is a vital tool to help businesses stay on top of their payables and keep their employees and vendors happy by paying them quickly.

One of the things I love about OCC is the client retention. Clients are so happy with our service — it really shows with the amount of client retention. The oldest client I have is a staffing company that has been factoring with us on and off since 2002. Our previous clients come back to us when they need factoring again.

Another great feeling is the number of client referrals I receive. When someone refers you a friend, it really is the best compliment. Recently, I have been working with dump tuck clients whose required paperwork is a little different from traditional OTR freight. Once we figured it out for one, it made sense to try and help as many as we could.

In all of my years, I have worked with clients in many different industries. I take the time with each one to learn their specific type of invoicing procedures. I look forward to helping with any questions you have about factoring and helping with our set up process.

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Tina Cawthorn
Business Development Officer

I enjoy helping businesses acquire the funding they need to thrive. My career began with equipment financing at some pretty big named corporations (GE Capital and Textron Financial), and transitioned into asset based lending and invoice factoring.

I have had the great pleasure of working at OCC since 2009 and truly enjoy what I do here. Recently a client told me that they know that every time they call, no matter what time, I will answer my phone or will call them back within minutes if they leave a message. That same client has referred several of their friends to me, and that is the greatest compliment of all in the business world.

It’s my desire that you will find working with OCC to provide not only the right tool to accelerate your business cash flow, but also the feeling that you are working with trusted family. OCC is a privately held company with over 40 years of experience providing factoring to companies of all sizes. We do one thing here at OCC and we do it well. Invoice factoring.

However, if you are interested in other financing products, we have trusted partners that can provide those services as well and are happy to make those introductions. We also have partners providing services other than financing to our clients. Let us know what your needs are. We’d love to introduce you to our partners.

In fact, because we enjoy providing value-added services to our clients, and with my background in equipment financing, I studied for and achieved accreditation as a Certified Lease & Finance Professional. The Certified Lease & Finance Professional (CLFP) designation is the preeminent credential for equipment leasing and financing professionals throughout the world who have demonstrated competency through testing of knowledge, continuing education and a commitment to their business practices and dedication to the industry.

Give me a call, send me an email or text, whatever your preferred method of communications is, and let me know how I can help you today.

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Chuck Naab
Business Development Officer

My client-focused approach involves listening to specific needs and developing customized financing plans. I joined Orange Commercial Credit in 2004. The experience I brought to my new role included state-of-the-art solutions to fleet management, integrated logistics, and full-service truck leasing and maintenance with the largest provider in the Nation.

For the past 14 years, I have helped individuals and businesses of all types with accounts receivable management and factoring solutions. For instance, the National Association of Small Trucking Companies exclusively enlists my recommendations to any of its 7,500+ members seeking factoring programs for their businesses.

I hold a bachelor’s degree from Purdue University and my strong work ethic and attention to detail can be attributed to my being raised on a family farm in Southern Indiana. “Early to bed, early to rise!”

If a cash flow crunch happens or if you just want to grow your business, remember you have options. Contact me for a free, no-obligation consultation to see if factoring is right for you.

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Todd Waller
National Sales Director

Since joining the team, I have worked in almost every capacity including collector, account executive, supervisor, and ultimately my current role of National Sales Director. I use my extensive training and experience to give the best possible service to our valued customers. I currently work closely with our Business Development Officers, our Underwriters, and our Operations team to help spread the word about how OCC can help businesses meet their cash flow challenges, onboard new customers, and service existing customers.

One of the things I enjoy most about my job is the sense of pride that comes from working for a company that goes the extra mile to service its customers. Whether it’s staying late to finish something or coming in early to get a jump on things, or doing some extra research to help a customer get through a situation, our employees are the best in the business when it comes to their level of training and customer service.

I once had a customer that left us for another factoring company because they gave him a lower factoring rate. That customer called me every week to help him with credit checks on his debtors because he didn’t trust what his new factoring company was telling him. At one point, he made up a fake customer and asked for a high credit limit and the other factoring company told him they were approved, we were both shocked and appalled that could happen. It just goes to show that there are some companies out there that only care about making a profit, and there are others like OCC who actually care about their customers well-being and success.

Do your research, read reviews, ask around, and give us a call so we can help your business succeed. We have been turning invoices into cash since 1979. Looking forward to working with you!